When you deploy Wheel Paycheck, the setup screen asks which version you want to run. Both are just starting points. Every setting either one applies can be edited afterward on your system settings page.
Slow & Steady (the default)
This is industry best practice for the wheel and the recommended starting point for most accounts. Longer-dated contracts, more conservative strikes, and profits taken partway through rather than waiting for expiration.
Cash-secured puts: 30 days to expiration, 30 delta, 50% take profit
Covered calls: 10 days to expiration, 30 delta, 50% take profit
Trend following: off
Rolling rules: off
Aggressive Growth
A higher-premium, shorter-duration profile based on the popular Low Stress Options trading program, a program that typically costs $5,000 or more to buy and learn. Faster cycles, strikes much closer to the money, and contracts held all the way to expiration.
Cash-secured puts: 7 days to expiration, 45 delta, take profit set to None
Covered calls: 7 days to expiration, 45 delta, take profit set to None
Trend following: on
Rolling rules: on
What those differences actually mean
7 DTE puts enter on Monday only. Cash-secured puts set to 7 DTE only open on Monday (10:00 AM and 1:00 PM Eastern). The job still checks other weekdays; it just won't open new 7 DTE puts then. Those puts use Friday expirations nearest about 7 DTE. Covered calls are not Monday-gated, even at 7 DTE. See When Wheel Paycheck trades.
Slow & Steady puts (30 DTE) can enter any weekday at those same two windows, subject to the usual filters.
45 delta is much closer to the money than 30. You collect noticeably more premium per contract, and you'll be assigned shares considerably more often. In the wheel that isn't a failure. It's how you take delivery of a stock you approved. Expect to hold shares more of the time.
Take profit set to None means contracts run to expiration. Slow & Steady buys each contract back once half the premium has been captured, which banks most of the profit early and frees your collateral to start the next cycle. Aggressive Growth holds every contract to the end and keeps the full premium instead.
The trend filter reduces how often puts are sold. Aggressive Growth only sells a cash-secured put when that stock is trending up, so it sits in cash more often than the settings alone would suggest.
Rolling gives each put one escape hatch. On expiration morning, an expiring put may be rolled about three weeks out for a net credit rather than being assigned (once per position).
Each of the last two has its own article in this collection if you want the full rules.
What the version does not change
Choosing Aggressive Growth only changes the settings listed above. Everything else follows the normal deploy defaults, including:
Your approved symbols
Your allocation
The strike-above-cost rule for covered calls, which stays on
Which should you pick?
Start with Slow & Steady. It's the default for a reason. Longer-dated contracts and conservative strikes leave far more room for a position to work out, taking profit at 50% keeps your capital cycling, and the behavior is easier to watch and understand while you build confidence in the system.
Choose Aggressive Growth if you already know this style of trading, you're comfortable being assigned shares regularly, and you want the higher premium that comes with selling closer to the money. It's a more active profile with more assignments, not simply a faster version of the same thing.
Switching later
You're not locked in. Every setting either version applies is editable on your system settings page, so you can move from one profile to the other at any time by changing the values above.
Changes apply at the next eligible entry run and never affect contracts that are already open. The system doesn't modify an open position.